BANKS »» HOMES »» HOME OWNERSHIP »» Jul 03, 2023

As housing prices have skyrocketed, the lack of access to affordable housing has become a source of financial insecurity for many American families. In communities throughout this country, people struggle to pay their bills while their rent increases and their paychecks remain the same. Hardworking residents continue to be pushed out of the neighborhoods in which they were raised, and some are ending up on the streets. Advocates say it is unacceptable that owning a home and paying rent is out of reach for the majority of Americans, especially those who have been historically disenfranchised. They claim it’s time to make housing more affordable and reverse decades of discriminatory policies that have denied black and brown families access to neighborhoods with decent paying jobs, high performing schools and a chance at upward mobility. They say that correcting these problems will create opportunities for families to afford the basics - including health care and education - and lift themselves into the middle class. Proposed Legislation: Reintroduction of S.1368 - American Housing and Economic Mobility Act of 2021 Prospective Sponsor: Sen. Elizabeth Warren (MA) I oppose reforming current home ownership policy and wish to donate resources to the campaign committee of Leader Charles Schumer (NY). I support: 1.) Controlling the cost of renting or buying a home by leveraging federal funding to build up to 3.2 million new housing units for lower-income and middle-class families. 2.) Bringing down rents by 10% and creating 1.5 million new jobs. 3.) Putting $10 billion into a new competitive grant program that communities can use to build infrastructure, parks, roads or schools; providing down payment grants to first-time homebuyers living in formerly redlined or officially segregated areas. 4.) Investing $2 billion to support borrowers with negative equity on their mortgages in mostly suburban and rural communities; prohibiting housing discrimination based on sexual orientation, gender identity, marital status, veteran status and source of income. 5.) Making it easier to use housing vouchers in neighborhoods with good schools and good jobs. And wish to donate resources to the campaign committee of Sen. Elizabeth Warren (MA) and/or to an advocate group currently working with this issue.

Winning Option »» I support: 1.) Controlling the cost of renting or buying a home by leveraging federal funding to build up to 3.2 million new housing units for lower-income and middle-class families. 2.) Bringing down rents by 10% and creating 1.5 million new jobs. 3.) Putting $10 billion into a new competitive grant program that communities can use to build infrastructure, parks, roads or schools; providing down payment grants to first-time homebuyers living in formerly redlined or officially segregated areas. 4.) Investing $2 billion to support borrowers with negative equity on their mortgages in mostly suburban and rural communities; prohibiting housing discrimination based on sexual orientation, gender identity, marital status, veteran status and source of income. 5.) Making it easier to use housing vouchers in neighborhoods with good schools and good jobs. And wish to donate resources to the campaign committee of Sen. Elizabeth Warren (MA) and/or to an advocate group currently working with this issue.

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